Planned Giving

In addition to supporting the symphony today, remembering the Chattanooga Symphony & Opera in your estate plan provides future funds to help sustain CSO programs and fulfill our mission to inspire, engage, and enrich the greater Chattanooga community through music and music education. Your generosity will impact countless individuals in the community and inspire others to do the same. Remember to always seek the advice of your financial advisor in creating the best plan for you.

Establishing a planned gift that sustains the CSO will ensure that generations to come benefit from your legacy…

  • Designating funds to benefit our existing endowment allows the CSO to utilize the earnings of your gift while the principal remains in perpetuity.
  • Creating a named fund provides funding for a designated purpose within the CSO, such as education, musician chair, guest artist sponsorship, and more!

Designating a gift in your will is a common way to support the CSO through planned giving, but other options for you to consider include benefiting the CSO through:

  • Charitable Gift Annuity
  • Charitable Lead Trust or Charitable Remainder Trust
  • Donor-advised Fund
  • Retirement Account
  • Life Insurance Policy
  • Real Estate

Beyond receiving tax benefits, supporting the CSO through a planned gift is rooted in deep connection and passion for the community and music.

If you choose to include (or have already included) the CSO in your estate plans, please let us know by contacting our office and requesting an Encore Society Notification form. We would love the opportunity to thank you for your generosity and acknowledge your intended bequest by inviting you to join our Encore Society.

Encore Society Members:

Warren Barnett
Stephen & Bonnie Black
John & Ellyn Brooks
Jo Coke
Peggy Davis
Linda and Russell Friberg
Kimberly Gavin in memory of Chuck Gavin
Caroline and Steve Hudson
Bryan and Mindy Kelly
Martha Mackey
Jacqueline Marschak
Spencer and Sara McCallie
Mary and Don McDowell
Susan E. Rich
Mary Lucile Sharp
Mr. Mark Siedlecki & The Rev. Erik Broeren
Pat Starke
Harriett and Berton Whitaker

If you have questions or would like additional information, please contact Cathy Dreger at

Chattanooga Symphony & Opera Association Tax ID: 62-6002098